DISCLAIMER

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DISCLAIMER
The information, statements and opinions expressed in this document are only intended as a guide to some of the important considerations to be taken into account relating
to property investment. Although we believe that the statements are correct, they should not be taken to represent accounting, taxation, legal or investment direction or
advice and you must obtain your own independent advice from an appropriately qualified professional. Neither the publisher nor any people or organisations involved in the
preparation of this material give any guarantees about its content or accept any liability for any loss, damage, or other consequences that may arise as a result of any person
acting on or using the information and opinions contained in this statement.

CONFIDENTIAL INFORMATION
This document is the confidential information of Black Bear and is strictly intended for the recipient and must not be disclosed to any other party without the prior written
consent of Black Bear.

COPYRIGHT
This document is copyright material owned by Black Bear. Permission to use any part of this document must have the express written permission of Black Bear.